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Quick heads up on this comparison at web looking at the 920, 925 and 1020.

Each camera has optical image stabilization (OIS) to minimize camera motion, allowing longer exposures and less blur. Backside illuminated sensors (BSI) are present as well, which puts the wires behind the hardware allowing better low-light images. Finally, all three have PureView technology (Nokia's secret sauce so to speak) and each utilizes Zeiss optics.

However, the Lumia 925 and 1020 have six lens-elements versus the five in the Lumia 920. The extra lens element allows the 925 and 1020 to capture slightly sharper daylight images and yes, it matters.

Now for the differences in the lens and sensor sizes...

- Lumia 920: 8.7 MP 1/3.2" sensor and a f/2.0 26 mm lens.
- Lumia 925: 8.7 MP 1/3" sensor and a f/2.0 26 mm lens.
- Lumia 1020: 41 MP 1/1.5" sensor and a f/2.2 26 mm lens.

The Lumia 1020 and 925 have access to Nokia's Pro Cam camera app. The Lumia 920 does too if you are one of the fortunate souls to be able to update your Lumia 920 to the Lumia Amber firmware. Nokia's Pro Cam gives you more control over the camera's settings (shutter speed, focus, ISO, etc.) and it has that cool "zoom later" feature. While we are a fan of Nokia's Pro Cam, the native Windows Phone app performs rather spot on within it's own right.

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